In this article, we will show you how to request a loan with our company. Prestamos24 is a Chilean financial services company belonging to Select Broker SpA. Our offices are located in Santiago, however, we do not attend the public in person. We offer personal loans online to people who urgently need cash. Just a few minutes to complete the application. Our loans are managed with only some documents.
We stand out in being very transparent in the rates we charge, these are detailed in the contract annex that the client signs at the end of the process. Once the loan application is approved, in a few minutes we will transfer the requested amount to the customer’s bank account.
We will never ask for money before granting you a loan. We are a reliable company. Your data and documents will be treated in full confidentiality. In this article, we will show you how to request a loan with our company and pay back over a long time.
Amounts of our loans
Our loan amounts are fixed, that is $ 250,000 payable in 3 or 4 installments. From the second loan and depending on your payment behavior, you can opt for an amount of $ 300,000 and more.
Value of installments
Below we indicate the approximate value of installments for each loan option
- $ 250,000 in 3 installments of $ 127,000
- $ 250,000 in 4 installments of $ 95,000
This information is an example and considers operating expenses and interest (monthly interest rate is 2.667% )
- Work seniority in the same job for at least 6 months
- Salary deposited in your Bank Account or Rut Account
- Minimum salary of $ 400,000 per month
- First, you must complete our ONLINE FORM – 5 minutes
- You must indicate in the form the name and telephone number of 1 emergency contact
- You must indicate in the form the contact and landline of your work. We do not accept cell phones
- We will send you our loan contract that contains 3 pages – 10 minutes
- Once your documents are received, the application will be analyzed – 2 – 3 hours
- If your application is approved before 4:00 p.m., you receive your money within the afternoon by transfer to your bank account, otherwise, you will receive the money within the next 24 hours.
The documents are sent by e-mail or fax. We do not accept blurred or cut photos of your documents. Scan the documents from your cell phone. Click on the image to download the CamScanner application.
- Identity card on both sides
- Last cartola of the bank. Your name, account number, and deposit of your salary must be visible
- Last salary settlement
- Recent proof of address in your name (water, electricity, cell phone, cable, neighborhood board, AFP, highway, lease, etc.)
- Loan agreements + Proof of PAC (you must send it once we pre-approve your request)
Our only payment system is through PAC (Automatic Account Payment) that you must subscribe on the page of your bank. Enjoy the comfort and tranquility, knowing that your loan installments will be canceled time. Save time and avoid charges for delays in the payment of your installments with automatic discount in your Current Account, Vista Vista, Electronic Checkbook or Rut Account. You can set a maximum amount to pay in UF or Pesos. We will never charge you an amount higher than the one fixed by your quota.
Renewal (request another loan)
We make it easier for you to have your money quickly, while we give you four to five full months to return it. Since you are a valuable customer for us, we will make the renewal process easier for you.
As an active client, all we need is:
- Proof of payment of the last installment of your current loan
- Your most recent salary settlement
- A bank statement that includes the last 30 days of operations
- New contracts signed
Possible reasons for rejected applications
- The result of report Dicom. Your debt exceeds the maximum amount that the financial institution accepts as debt;
- You do not receive your salary by deposit in a bank account;
- Your monthly liquid salary is less than $ 400,000;
- Does not have a 6-month seniority;
- Your address already registers a loan with us;
- Is an independent worker or pensioner;
- There are no funds in your account the day you deposit your salary, you withdraw or transfer all the money;
- He is in a period of unemployment;
- It has a high amount of protests or loans with other companies;
- You have had difficulties paying with us or with our associated financial institutions;
- It has been considered that the submitted documentation has been manipulated or is insufficient;
- He is not older than 18 years. It is not Chilean. He is not a permanent resident.
In case the reason is one or more of the reasons mentioned above, you can send a new request in 3 more months in case your situation has changed. ALL OF ITS BACKGROUNDS WILL BE DESTROYED ELECTRONICALLY AFTER THIS PERIOD.